Als je bij jouw ANWB Reisverzekering de dekking bagage afsluit, ontvang je een vergoeding voor jouw bagage bij schade, verlies of diefstal.

\n\n

Waarvoor ben ik verzekerd met de dekking bagage?

\n\n

Met de bagagedekking ben je verzekerd tegen diefstal, verlies of beschadiging van je bagage. Kies voor een eigen risico van € 0,- of € 50,-.

\n\n

Welke vergoedingen vallen onder de bagagedekking?

\n\n

In onderstaande tabel zie je welk bedrag bij schade of diefstal maximaal wordt vergoed. De dekking ‘geld’ en ‘hobby-/sportuitrusting’ kun je apart verzekeren.

\n\n

\n\n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n

\n Bagage \n	\n Dekking \n
\n Per verzekerde per reis: \n	€ 4.100,-
\n Brillen en contactlenzen \n	\n € 1.100,- \n
\n (huur)fiets, E-bike en fietsaanhanger \n	\n € 1.100,- \n
\n Mobiele telefoon \n	\n € 1.100,- \n
\n Sieraden, horloges, bont, zilver, goud, edelstenen, parels, muziekinstrumenten \n	\n € 1.100,- \n
\n Hobby-/sportuitrusting per item \n	\n € 1.100,- \n
\n Prothesen, hoorapparaten, tandbeugels \n	\n € 2.600,- \n
\n Artikelen die bestemd zijn ter schenking \n	\n € 1.100,- \n
\n Tijdens de reis gekochte artikelen, zoals cadeaus en souvenirs \n	\n € 600,- \n
Drone	€ 600,-
\n Digitale/elektronische apparatuur inclusief toebehoren, zoals camera, foto-, film en videoapparatuur, laptop, tablet, spelcomputer \n	€ 3.100,-
\n Per gezelschap per reis: \n
\n Autoradio en niet ingebouwd navigatiesysteem \n	\n € 1.600,- \n
\n Gereedschap en reserve onderdelen \n	\n € 600,- \n
\n Eigen risico bagage per schadegebeurtenis \n	\n € 0,- of € 50,- \n
\n Geld \n
\n Per verzekerde reis \n	\n € 350,- \n
\n Per reisgezelschap \n	\n € 600,- \n
\n Extra bedrag Hobby-/sportuitrusting \n
\n Per reisgezelschap per reis \n	\n € 3.500,- \n

\n\n

\nWat moet je doen bij schade, verlies of diefstal van jouw bagage?

\n\n

Geef diefstal of vermissing van bagage direct aan bij de politie. Zorg er altijd voor dat je een kopie van het proces-verbaal krijgt. Dit is niet alleen nodig om je schade te kunnen verhalen, maar ook om jouw spullen op te sporen of terug te sturen als ze worden gevonden.
Bij ziekte en/of lichamelijk letsel: raadpleeg ter plekke een dokter en bewaar de rekeningen.
Is je bagage beschadigd? Bewaar de beschadigde bagage en maak er foto's van.
Is je bagage verloren op een luchthaven/vliegveld? Laat jouw luchtvaartmaatschappij dan een zogenoemd PIR-document opmaken (PIR staat voor Property Irregularity Report).

"},{"contentType":"hippostd:html","value":"

Aanvullende dekking afsluiten

\n\n

Wil je een ANWB Reisverzekering inclusief de aanvullende dekking Bagage afsluiten? Bereken gemakkelijk en snel je premie.

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Ga goed verzekerd op reis met een ANWB Reisverzekering.","videoId":"","useDocumentDescription":false,"usps":[],"bullets":[],"subTitle":"","links":[],"contentType":"anwb:teaser","documentType":"anwb:teaser"},"subTitle":"","authenticated":false,"cbitems":[{"contentType":"hippostd:html","value":"

Snel naar
\nVergoedingen | Veelgestelde vragen

"},{"contentType":"hippostd:html","value":"

Zorgverzekering

\n\n

Werk of woon je in Nederland? Dan ben je verplicht om een Nederlandse zorgverzekering te hebben. Met deze zorgverzekering heb je recht op onvoorziene noodzakelijke zorg in de hele wereld. Ziekenhuiskosten worden vergoed tot het maximale Nederlands tarief. Kosten die hoger zijn moet je zelf betalen. Ben je op vakantie in een duur land zoals Noorwegen of Zwitserland en moet je worden opgenomen? Dan ga je vaak naar een privékliniek. Deze kosten kunnen hoog oplopen omdat de zorgverzekering niet alle kosten dekt. Dit kun je voorkomen met het afsluiten van de ANWB Reisverzekering met de aanvullende dekking medische kosten. Dan ben je voor onvoorziene noodzakelijke kosten verzekerd.
\nToch is het ook verstandig om naast deze dekking naar je zorgverzekering te kijken. Misschien heb je vorig jaar de aanvullende dekkingen aangepast omdat de kosten te hoog waren of omdat je hier jaren geen gebruik van hebt gemaakt.

\n\n

Waarom deze dekking afsluiten?

\n\n

Moet je in Nederland behandeld worden? Dan vergoeden wij de behandelingen tot een half jaar na het ongeval.
Je bent verzekerd voor alle medische kosten en opnames als je tijdens jouw reis behandeld moet worden.
We vergoeden het wettelijk eigen risico van € 385,- van jouw zorgverzekering.

\n\n

Ga goed voorbereid op vakantie

\n\n

Niet alleen is het verstandig om de dekking medische kosten mee te verzekeren. Maar denk je ook aan het afsluiten van een werelddekking als je bijvoorbeeld naar Curaçao op vakantie gaat? Of misschien ben je van plan om te gaan paragliden op jouw vakantie. Deze sport is standaard niet meeverzekerd en valt onder een gevaarlijke sport. Sluit dan de extra dekking bijzondere sporten af zodat jij zorgeloos kunt genieten van jouw vakantie.

"},{"name":"anwb:cbitems","displayName":"anwb:cbitems","references":[],"pagecontentdocument":{"uuid":"67c47079-046f-4fbf-9cd1-afdfeb344b6c"},"contentType":"anwb:pagecontent"},{"contentType":"hippostd:html","value":"

Wat wordt vergoed?

\n\n

\n\n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n

\n Medische kosten \n	\n Compleet \n
In het buitenland (m.u.v. tandheelkundige kosten)	Kostprijs
\n In Nederland per verzekerde (m.u.v. tandheelkundige kosten) \n	€ 1.600,-
\n Tandheelkundige kosten per verzekerde \n	€ 600,-
\n Medische kosten per huisdier \n	€ 150,-

\n\n

* Neem voordat je medische kosten maakt altijd contact op met de ANWB Alarmcentrale.

"},{"contentType":"hippostd:html","value":"

Aanvullende dekking afsluiten

\n\n

Wil je een ANWB Reisverzekering inclusief de aanvullende dekking medische kosten afsluiten? En ga je naast je zomervakantie ook weekendjes weg of op wintersport? Een doorlopende reisverzekering is dan vaak voordeliger.Bereken gemakkelijk en snel je premie.

"},{"name":"anwb:cbitems","displayName":"anwb:cbitems","buttontype":"secondary","buttoniconposition":"Achteraan","linkpicker":{"name":"anwb:linkpicker","displayName":"anwb:linkpicker","icon":null,"text":"Bereken je premie","internallink":{"$ref":"/page/ue2184fe3fa71442285a4f3233072d5a1"},"externallink":"","subtext":"","contentType":"anwb:linkpicker","documentType":"anwb:linkpicker"},"contentType":"anwb:button","documentType":"anwb:button"},{"name":"anwb:cbitems","displayName":"anwb:cbitems","references":[],"pagecontentdocument":{"uuid":"d9ca8bb5-a552-4f4c-8b0e-77672d669701"},"contentType":"anwb:pagecontent"},{"name":"anwb:cbitems","displayName":"anwb:cbitems","accordiondocument":{"uuid":"2378155d-b42b-4f99-9d48-ad3024e0f2cc"},"contentType":"anwb:accordion","documentType":"anwb:accordion"}],"content":"Ga je binnenkort met vakantie naar het buitenland? Bekijk voor vertrek of je verzekerd bent voor medische kosten. 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Bij de ANWB Reisverzekering kun je de aanvullende dekking reisongevallen afsluiten. Met deze dekking ben je verzekerd als je als verzekerde als gevolg van een ongeval tijdens de reis overlijdt of blijvend invalide wordt. Het overlijden of de blijvende invaliditeit moet direct en alleen het gevolg zijn van het ongeval.

\n\n

Dekking reisongevallen

\n\n

Met de aanvullende dekking reisongevallen ontvang jij of je nabestaanden een eenmalige uitkering plaats bij overlijden of blijvende invaliditeit door een ongeval. Onderstaande bedragen worden bij de dekking reisongevallen uitgekeerd:

\n\n

bij overlijden: € 35.000,-
bij blijvende invaliditeit: maximaal € 100.000,-

"},{"contentType":"hippostd:html","value":"

Aanvullende dekking afsluiten

\n\n

Wil je een ANWB Reisverzekering inclusief de aanvullende dekking reisongevallen afsluiten? Bereken gemakkelijk en snel je premie.

"},{"name":"anwb:cbitems","displayName":"anwb:cbitems","buttontype":"secondary","buttoniconposition":"Achteraan","linkpicker":{"name":"anwb:linkpicker","displayName":"anwb:linkpicker","icon":null,"text":"Bereken je premie","internallink":{"$ref":"/page/ue2184fe3fa71442285a4f3233072d5a1"},"externallink":"","subtext":"","contentType":"anwb:linkpicker","documentType":"anwb:linkpicker"},"contentType":"anwb:button","documentType":"anwb:button"}],"content":"Ga je binnenkort met vakantie naar het buitenland? Tijdens je vakantie kunnen er onvoorziene situaties gebeuren, zoals een ongeval. 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Je hebt de keuze uit een Europa- of Werelddekking.","videoId":"","useDocumentDescription":false,"usps":[],"bullets":[],"subTitle":"","links":[],"contentType":"anwb:teaser","documentType":"anwb:teaser"},"subTitle":"","authenticated":false,"cbitems":[{"name":"anwb:cbitems","displayName":"anwb:cbitems","image":[{"databaseId":"FC3EF2B2-B53A-462A-82E808773F6BC8EE","type":"IMAGE","name":"Dekkingsgebied.png","files":{"Tweet":{"url":"https://merk.anwb.nl/m/6e386282fc7aaeb2/Tweet-Dekkingsgebied-png.jpg"},"mini":{"url":"https://merk.anwb.nl/m/6e386282fc7aaeb2/mini-Dekkingsgebied-png.png"},"transformBaseUrl":{"url":"https://merk.anwb.nl/transform/fc3ef2b2-b53a-462a-82e8-08773f6bc8ee/Dekkingsgebied-png"},"webImage":{"url":"https://merk.anwb.nl/m/6e386282fc7aaeb2/webimage-Dekkingsgebied-png.png"},"Medium":{"url":"https://merk.anwb.nl/m/6e386282fc7aaeb2/Medium-Dekkingsgebied-png.jpg"},"Web 760":{"width":760,"url":"https://merk.anwb.nl/m/6e386282fc7aaeb2/Web_760-Dekkingsgebied-png.jpg"},"LinkedIn":{"url":"https://merk.anwb.nl/m/6e386282fc7aaeb2/LinkedIn-Dekkingsgebied-png.jpg"},"Web 380":{"width":380,"url":"https://merk.anwb.nl/m/6e386282fc7aaeb2/Web_380-Dekkingsgebied-png.jpg"},"Web 280":{"width":280,"url":"https://merk.anwb.nl/m/6e386282fc7aaeb2/Web_280-Dekkingsgebied-png.jpg"},"Web 1280":{"width":1280,"url":"https://merk.anwb.nl/m/6e386282fc7aaeb2/Web_1280-Dekkingsgebied-png.jpg"},"Small":{"url":"https://merk.anwb.nl/m/6e386282fc7aaeb2/Small-Dekkingsgebied-png.jpg"},"Web 560":{"width":560,"url":"https://merk.anwb.nl/m/6e386282fc7aaeb2/Web_560-Dekkingsgebied-png.jpg"},"Linkpost":{"url":"https://merk.anwb.nl/m/6e386282fc7aaeb2/Linkpost-Dekkingsgebied-png.jpg"},"Web 640":{"width":640,"url":"https://merk.anwb.nl/m/6e386282fc7aaeb2/Web_640-Dekkingsgebied-png.jpg"},"thumbnail":{"url":"https://merk.anwb.nl/m/6e386282fc7aaeb2/thul-Dekkingsgebied-png.png"},"Web 140":{"width":140,"url":"https://merk.anwb.nl/m/6e386282fc7aaeb2/Web_140-Dekkingsgebied-png.jpg"}}}],"alignment":null,"imageWidth":null,"contentType":"anwb:image","documentType":"anwb:image"},{"contentType":"hippostd:html","value":"

Welke landen vallen onder de Europadekking?

\n\n

Als je kiest voor de dekking Europa, ben je verzekerd in:

\n\n

Nederland
De overige Europese landen, inclusief:\n
- De Azoren
- De Canarische Eilanden
- IJsland
- Madeira
- Rusland tot de Oeral en de Kaukasus
- Turkije
\n
De niet-Europese landen of delen van landen aan de Middellandse Zee: \n
- Algerije
- Armenië
- Azerbeidzjan
- Egypte
- Georgië
- Israël
- Libanon
- Libië
- Marokko
- Syrië
- Tunesië
- Turkije (Aziatisch deel)
\n

\n\n

Welke landen vallen onder de werelddekking?

\n\n

Staat jouw bestemming niet in het bovenstaande lijstje? Dan kun je je verzekering uitbreiden met de werelddekking. Hiermee ben je verzekerd in Nederland, Europa én de rest van de wereld.

"},{"contentType":"hippostd:html","value":"

Ben je van plan om bijvoorbeeld te gaan sandboarden op jouw verre vakantie? Deze sport valt onder een gevaarlijke sport en is niet standaard verzekerd. Sluit dan de extra dekking gevaarlijke sporten én medische kosten af zodat jij zorgeloos kunt genieten van jouw vakantie.

"},{"contentType":"hippostd:html","value":"

Aanvullende dekking afsluiten

\n\n

Wil je een ANWB Reisverzekering inclusief de dekking wereld- en Europadekking afsluiten? Bereken gemakkelijk en snel je premie.

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Snel naar
\nvergoedingen | veelgestelde vragen

"},{"contentType":"hippostd:html","value":"

Waarom een wintersportdekking afsluiten?

\n\n

Met de dekking wintersport en bijzondere sporten is schade of diefstal van je uitrusting en eventuele huur van een vervangende uitrusting verzekerd. Ook onvoorziene uitgaven zoals de kosten van vervoer per helikopter worden vergoed.

Wat wordt er vergoed?

\n\n

De dekking wintersport en bijzondere sporten bij de ANWB Reisverzekering vergoedt de onderstaande kosten die verband houden met het beoefenen van wintersport en bijzondere sporten:

\n\n

Onvoorziene uitgaven.
Kosten van skilessen en/of skipas die je vooraf hebt betaald. Wij vergoeden de kosten voor de dagen als je er door ziekte, ongeval of aandoening geen gebruik van kon maken.
Huur van vervangende uitrusting als jouw eigen uitrusting is beschadigd, gestolen of verloren tijdens de reis.
Beschadigde, verloren of gestolen uitrusting. Wij vergoeden per verzekerde per reis maximaal het verzekerde bedrag volgens de bagage dekking.

"},{"contentType":"hippostd:html","value":"

\n\n\n

Waarom ook de dekking medische kosten afsluiten?

\n\n

Medische kosten vallen niet onder de dekking wintersport en bijzondere sporten. Daarom adviseren wij je om naast de dekking wintersport en bijzondere sporten ook altijd medische kosten mee te verzekeren. Want deze dekking is een aanvulling op je Nederlandse zorgverzekering en daarmee ben je ook verzekerd tegen onvoorziene medische kosten tijdens je vakantie. L ees meer over de dekking medische kosten en waarom het verstandig is om deze af te sluiten.

"},{"contentType":"hippostd:html","value":"

Wil je bijzondere of gevaarlijke sporten meeverzekeren?

\n\n

Sporten zoals schaatsen en langlaufen zijn standaard meeverzekerd op de ANWB Reisverzekering zonder aanvullende dekking. Maar ga je skiën of snowboarden? Dan is het verstandig de aanvullende dekking Wintersport en bijzondere sporten af te sluiten. Veel andere wintersporten zijn met deze dekking ook verzekerd. Houd er rekening mee dat bijzondere of gevaarlijke wintersporten, zoals snowscooteren, ijsklimmen of off-piste skiën, uitgezonderd zijn. Wil je weten of jouw sport verzekerd is? Bekijk ons overzicht.

"},{"contentType":"hippostd:html","value":"

Aanvullende dekking afsluiten

\n\n

Wil je een ANWB Reisverzekering inclusief de aanvullende dekking Wintersport en bijzondere sporten afsluiten? Bereken gemakkelijk en snel je premie.

Veelgestelde vragen

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Ga goed verzekerd op reis. De ANWB Reisverzekering is als beste getest door de Consumentenbond.

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